Credpal New Job Openings [2 Positions]

Posted on :

27 Apr, 2018

Category :

Vacancies in Nigeria

Credpal is an innovative solution that seeks to combat the ever complex loan approval process that has deterred millions from achieving specific goals over the years. We believe quality of life can be drastically improved if individuals can easily make purchases and pay overtime at their convenience with reduced or no financial pressure, while also increasing their purchasing capabilities.

We are recruiting to fill the position below:


Job Title: Risk/Finance Officer

Location: Lagos

Job Description

  • We are looking for an experienced credit risk officer with background in either accounting/ finance or other related fields, to facilitate consumer credit lending to our customers by assessing creditworthiness and processing relevant data.
  • Risk officer must be able to provide analysis and evaluation to reduce credit risk, extracts data from a variety of sources to build simple / moderately complex financial models that predict and mitigate risk exposure.


  • Create an integrated risk framework/model for consumer credit financing
  • Integrate risk management priorities into the company’s overall strategic planning.
  • Determine the company’s risk appetite and quantify the amount of risk the company should take on.
  • Develop and monitor risk mitigation activities
  • Decide upon the types and specifics of the various insurance policies that the organization should buy.
  • Prepare balance sheets and develop financial models
  • Prepare monthly, quarterly and annual financial reports


  • Solid knowledge of financial and accounting procedures
  • Advanced MS Excel skills
  • Excellent analytical and numerical skills
  • Strong ethics, with an ability to manage confidential data
  • BSc degree in Finance, Accounting or Economics
  • Professional qualification as a CFA/CPA is considered a plus
  • Candidate chief risk officer must have a minimum of HND/B.Sc in Finance or Accounting and must have worked for a financial institution as a risk officer for at least 2 years.
  • Job Title: Back-end Developer
    : Lagos
    Job Description

  • We are looking for a Back-end Web Developer responsible for managing the interchange of data between the server and the users.
  • Your primary focus will be development of all server-side logic and ensuring high performance and responsiveness to requests from the front-end.
  • You will also be responsible for integrating the front-end elements built by your coworkers into the application.
  • A basic understanding of front-end technologies is therefore necessary as well.


  • Design of the overall architecture of the web application
  • Development and implementation of various data Structures & algorithm.
  • Use of API services, Creation, integration and RESTful services
  • Reporting-generating analytics and statistics such as volume of transaction, number of visitors etc.
  • Integration of user-facing elements developed by a front-end developers with server side logic
  • Optimization of the web application for maximum speed and scalability
  • Building reusable code and libraries for future use
  • Implementation of security and data protection

Skills and Qualifications

  • Expertise and strong experience in data Structures, & algorithm development
  • Proficient knowledge of a back-end programming language such as PHP, Python, .NET, JavaScript.
  • Strong competence in web frameworks such as laravel
  • Understanding accessibility and security compliance {{Depending on a specific project}}
  • User authentication and authorization between multiple systems, servers, and environments
  • Integration of multiple data sources and databases into one system
  • Management of hosting environment, including database administration and scaling an application to support load changes
  • How To Apply

    Interested and qualified candidates should send their Resume/CV’s to: [email protected]

    Application Deadline 26th May, 2018.

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