FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia. We are recruiting to fill the position of:
Job Title: Collections Officer – SME
Location: Lagos
Employment Type: Full time
Department: Risk
Job Description:
- In this role, you’ll be required to ensure prompt collections of loan repayments, monitor and rehabilitate accounts in arrears through effective and efficient deployment of standard collections & recovery practices aligned with legal framework requirements.
- You will also handle customers’ objections and complaints in a professional manner and liaise with respective departments where necessary for prompt resolution.
Responsibilities & Duties:
- Engage defaulting customers through the telephone, e-mails and other legal means to demand for payments on overdue accounts.
- Maintain daily activity logs of number of calls, right party contacts, promises to pay and promises to pay kept.
- Verify information of overdue arrears and follow up with calls
- Negotiate effective payment plan arrangements & settlement that would prevent the account from rolling forward.
- Tracking of Payments by following up on pending promises.
Requirements:
- University Degree from any related field
- 2+ years of experience in consumer loans operation directly dealing with delinquent clients and other problem-solving situations
- High self-motivation with strong interpersonal skills
- Excellent verbal and written communication skills
- Strong analytical and problem-solving skills.
Benefits:
- Private Health Insurance
- Pension Plan
- Training & Development
- Performance Bonus.
To Apply:
Interested and qualified candidates should:
Click here to apply online
Application Deadline: Not Specified.
Recruitment Process:
- A screening call with the Senior Recruiter – 30 minutes
- Technical interview with the hiring manager – 30 minutes.